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This is Chuck using Joyce's membership to sign on.



After nearly 28 years with PD, Joyce is still with us in (almost) fine
condition.


After personally funding her live-in companion(s) since 1996 it was
impossible to continue
and I had to seek alternative ideas.

Some of you might remember my sadness to have to make the decision to
divorce Joyce in order to make
a Medicaid application for assistance.    Finally I had no  choice and we
were divorced in 2007.

What followed was the most difficult financial audit in my  lifetime.
having a private business I was subjected to state and  federal examinations
including state sales tax audits.   I passed all  without exemption!!!

Nothing can compare to a medicaid audit.   I hired the top  medicaid lawyer
in South Carolina, called many times to testify in front of  state
appellate and federal level counts including the US Supreme court for  medicaid
cases.  She knows her stuff.

The current look back is five years but she found a provision to narrow it
to three....big deal...!!

Folks,  if anyone is considering applying to Medicaid be ready to  provide
in duplicate and triplicate every single transaction from whatever  source
which can be shown which could be thought of as a way to reduce the
beneficiaries assets.   For me it was a five month process and a  dossier of 
nearly
4 inches of papers.  EVERYTHING  financial over $1000 was requested in more
than one  direction.  What made it soooo difficult was that the three years
prior  included years that we were married and co mingled  investment and
bank  accounts.  Ouch.

Items such as helping our son's wedding,  our other son's car down  payment
and many more normal family actions that were NOT accepted because in
effect it was considered a gift.     believe me this  sucked.

If any lives in South Carolina there is another program under which the
patient can apply and which is for the most part not publicly advertised.   I
will supply the info if you ask me.   The criteria is similar but  has some
leeway that straight medicaid does not have.

After 4 months she was accepted for 1/2 of the benefits...medical and
medicine...leaving the actual living expenses in a nursing home (assisted living
 is not covered)   up in the air.   The bills kept coming but  since we
didn't know if we were accepted how far back they would  cover.    so i never
paid anything except her personal care  items.

I contacted the state ombudslady who after hearing and reading my letter
asking for her support agreed to act on my behalf...the lawyer was against a
brick wall...

It worked and with a lot of tears from the lawyer, ambudslady and  ME  last
week I received notice that she qualified for the missing link and  I was
totally free of ALL expenses.

Joyce is now living in a nursing home in Columbia, South Carolina, using  a
power wheelchair to get around and which opened a new world for  her.   Her
PD symptoms continue as was for years and years...no use of  her legs
complicated by the loss of the use of her right hand due to an car  accident.
She is the life of the party, knows everyone,   just received an honor for
redesigning and reorganizing the library,   credited with starting a maj jong
game club..and known as somebody who will  always bring a smile to anyone
near.

Nobody every accepts PD or a nursing home but she has made peace with
herself...i think...

We remain closest friends and I am thankful to my current wife who  totally
supports my efforts and actions for Joyce.   Although they  havent met,
Joyce continually sends her thanks to us both.

If anyone is interested in writing to her, and although she cant write
back,  she will dictate to me and Ill answer all mail.    I  will give her
address to anyone interested who requests it to Joyce's private  email
at   _Joyce44@xxxxxxxx (mailto:Joyce44@xxxxxxx)


I had to share this experience for those who find themselves facing
financial disaster due to the care giving expenses which will keep  mounting.
The thought of divorce was the hardest but something that  MUST be done,

good luck to all..

Chuck  CG Joyce  first dx 1981  now 65 years  old.






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